Reverse Mortgage Home Loan | Reverse Mortgage | RHF

Is a reverse mortgage loan right for you?

Get a FREE quote on a reverse mortgage and find out how much you qualify for.

What is a Reverse Mortgage Loan?:

  • A reverse mortgage is a powerful source of funding for individuals who want to increase their income and be comfortable in retirement. If you are or your spouse are at least 62 years of age, and are considering a reverse mortgage, the amount you will be eligible for is based on several things. Most importantly, the value of your home, your age, and current interest rates.

Benefits of a Reverse Mortgage:

  • You will be eligible for more money the older you are and the more your home is worth. The largest personal asset most retirees possess is their home and your reverse mortgage increases income without increasing monthly payments and helps allow a retiree to stay in his or her home.
  • Your reverse mortgage can be a valuable retirement planning tool that can greatly increase a retiree’s income streams by using your largest asset: your home. A reverse mortgage allows homeowners to borrow against their home’s equity, while still maintaining ownership of the home.

HECM Reverse Mortgage:

  • The Home Equity Conversion Mortgage (HECM) is FHA’s reverse mortgage program, which enables you to withdraw some of the equity in your home. The HECM is a safe plan that can give Americans 62 or older greater financial security. Many seniors use it to supplement Social Security, meet unexpected medical expenses, make home improvements and more.

Take Control and Get Prequalified Today